Personal Finance For Beginners

"Two things you will never regret are improving your financial knowledge & working on yourself!"

How would your life change if you woke up knowing: your bills were paid in full & on time each month, you save & invest money while still having some left to spend on what you love, and you live a life where you don't have to ask others for financial favors, you can help your loved ones with no limits, and you could set yourself up to earn income without depending on a 9-5?

It may sound like a dream, but it's not. It's financial freedom, it's a life where you are in control and the money isn't.

Do you ever think about what it would be like if you lost your job or primary source of income?

So, what if you lost it?

Would you be able to survive without relying on others?

Would you be able to maneuver how you want to without being controlled by someone else and their ability to help you?

Some of us don't have people to rely on, so the thought of losing our ability to earn an income isn't one we can stomach.

I used to worry about all of these things all the time until I started budgeting and learning more about my money.

There are so many things I wasn't taught in school or at home, so I had to take a lot of time to start learning what I didn't know.

In this ebook, I have broken down some of the basic financial gems I have learned about over the last 3-4 years.

I had to unlearn a lot of things I have heard since I was a kid, I had to tune out all of the outside noise and get focused, I stopped listening to people who weren't where I wanted to be in life and I stopped asking people for advice.

I started buying books, listening to free books online, and running through notebooks because of all of the notes I was writing down.

I cannot teach you how to secure $1 million, nor can I teach you how to get 100,000 followers on your social media platform in 24 hours, but I can share with you what I have learned in order to go from homeless to a committed entrepreneur in the last 3-4 years.

This ebook will be the first of many... I want to make sure I cover as much as I can to help you elevate.

You don't have to suffer and it doesn't have to take years to get ahead.

All you need is the right mind frame, the willingness to learn, and a few months of real commitment and laser focus and soon you will begin to look at money (and life) in a totally different way.

You will learn to make your money work for you instead of YOU working for IT.

With all of our products, we hope to put out information that will lead to you taking action that leads to expansion in your personal and professional life.

WITH THIS EBOOK YOU WILL LEARN:

✅ How to create a budget (in order to create an emergency fund & begin investing)

✅ Tips and tactics to help you track and save your money

✅ How to figure out your net worth

✅ What personal credit is

✅ How to analyze a credit report

✅ How to establish personal credit

✅ How to build personal credit

✅ About student loans and how to apply for them

✅ About grants & scholarships

✅ About P2P lending

✅ Renting vs buying

✅ Buying a home - Mortgage loan types and the anatomy of a mortgage

✅ About car loans and how to get on

✅ About credit cards and loans

✅ How to read and understand your paycheck

✅ About work benefits

✅ About taxes (& tax deductions)

✅ How to read and understand tax forms (W2 & W4)

✅ About life insurance & why it's important

✅ About retirement accounts: IRAs & 401Ks

✅ About mutual funds and ETFs

✅ About stocks

Two things you will never regret are improving your financial knowledge & working on yourself!

Come catch this knowledge baby!

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